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When NJ.COM publishes an article called “Lord & Taylor files for bankruptcy. What does this mean for N.J. malls?” – Then they are only targeting un-educated people because only un-educated people will fall for this article title. People who are educated will understand what the purpose of bankruptcy is, and then this article title would look silly to them. Educated people know the purpose of filing during the COVID pandemic, and for those who want to file for bankruptcy is no other perfect time to do so. Educated people are laughing when they read this because they know that these articles are basically a form of saying, capitalize on those that are dumb. – This is just my opinion.